Insurance Plans We Accept

Making mental health care accessible and affordable is our priority. We work with major insurance providers to ensure you can get the support you need.

At Mending Minds Therapy, we understand that navigating insurance coverage for therapy can feel overwhelming. That's why we've partnered with major insurance providers throughout Utah and the nation to make mental health care more accessible and affordable. If your insurance isn't listed, please contact us directly at (435) 263-0254 to discuss your coverage options.

Accepted Insurance Providers

  • PEHP Public Employees Health Program
  • SelectHealth Non-Medicaid Plans
  • Blue Cross Blue Shield PPO & HMO Plans
  • EMI Health Southern Utah Coverage
  • United Health Care Commercial Plans
  • Molina Healthcare Non-Medicaid Plans
  • Motiv Health Full Benefits Coverage
  • SUU EAP Employee Assistance Program

Coverage & Payment Options

Insurance Coverage

We bill most major insurance plans directly. Contact your insurance provider to verify your mental health coverage, including any copays, deductibles, or session limits. We're happy to check your benefits for you.

Sliding Scale Fees

For clients without insurance or those with high deductibles, we offer sliding scale fees based on income. We believe financial barriers shouldn't prevent you from accessing quality mental health care.

Out-of-Pocket Payment

We accept cash, credit cards, and checks. Ask about our rates for self-pay clients. We can also provide receipts and documentation for insurance reimbursement if your plan covers out-of-network providers.

Employee Assistance Programs

Many employers offer Employee Assistance Programs (EAP) that cover therapy sessions at no cost to you. Check with your HR department to see if you have EAP benefits available.

Need Help Understanding Your Coverage?

Navigating insurance can be confusing. Our team is here to help answer your questions about coverage, costs, and payment options. Don't let insurance concerns prevent you from getting the support you need and deserve.

We Need Your Help

A Pending Select Health Change Could Affect Your Care

We want to be upfront with you about a change that could affect your therapeutic relationship. Beginning November 1, 2026, a Select Health policy change may prevent some clients from continuing to see their current therapist using Select Health benefits.

The relationship you’ve built with your therapist matters to us. We’re sharing this now so you have time to explore your options — and, if you’re willing, to help us advocate for continued access to care.

Your Options for Continuing Care

Self-Pay

Initial/Intake Session: $150
Follow-Up Sessions: $135

Consider an Alternative Plan

Molina and Motiv currently allow billing for associate therapists and interns. Verify your eligibility directly with the insurer before switching.

Here’s How You Can Help

If keeping access to your therapist through Select Health matters to you, your voice can make a real difference. A few phone calls from the people directly affected can go a long way.

1. Reach Out to Your Utah Legislators

Let your State Representative and Senator know how this change would personally affect your access to mental health care.

For Cedar City / Iron County: Rep. Rex P. Shipp — verify based on your home address.

2. Share Your Experience with the Utah Insurance Department

The Insurance Department tracks consumer concerns — letting them know how this affects you helps build the case for change.

3. Let Select Health Know How You Feel

Sometimes the most powerful thing you can do is simply share your story. Here’s something you could say:

You can say:

“My therapist is affected by Select Health’s policy taking effect November 1, 2026. Because of this change, I will no longer be able to continue seeing my established therapist using my Select Health benefits. I am asking Select Health to reconsider this policy and protect continuity of care for patients receiving treatment from appropriately supervised associate and intern therapists. Losing an established therapist disrupts mental health treatment and creates another barrier to accessing care.”

Discuss Your Options With Us